Credit Repair News

How Hard Inquiries Impact Your Credit Score

If you’re trying to repair your credit, you may be wary of the impact that a hard inquiry can have on your credit score. Hard inquires, or “hard pulls” typically occur when a financial institution checks your credit when making a lending decision. Most hard pulls take place when you apply for a mortgage, loan,
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What to Do if You’re a Victim of Identity Theft?

Nobody thinks they’ll become a victim of identity theft until it happens to them. In 2018, 14.4 million people were victims of identity fraud. Nearly a quarter of victims were left with unreimbursed expenses related to the fraud, and the average loss was $375 of cases reported. Aside from monetary losses, identity theft can cost
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