Credit Repair News

Why Good Credit Scores Matter When Buying a Home

May 03, 2021

After years of good credit and financial management, you can find yourself with a credit score of 800 or higher. FICO scores range from 350 – 850, so when you get above 800, you know you’ve been doing a lot of things right. One of the biggest benefits that come with an outstanding credit score

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Still Seeing Paid Collections on Your Credit Report?

Mar 30, 2021

Credit Repair Education

When you don’t pay off a credit card or medical bill, a collection account will likely show up on your credit report. This is a result of the original creditor writing off your debt as a loss and selling it to a debt collection agency. This happens only after you’ve become severely delinquent on your

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How Can I Establish Credit?

Feb 25, 2021

Credit Repair Education

Everyone naturally starts out with no credit history and no credit score, yet when lenders determine if they will give you a line of credit, they look at your history. When you have don’t have established credit, you get very poor offers from lenders. They’re happy to give you high interest and high fee credit.

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Risks of Co-Signing On a Loan

Jan 30, 2021

Credit Repair Education

Have you been asked to co-sign on a loan for a friend or family member? When asked to co-sign on a loan, your first reaction may be hesitation, and rightfully so. You may trust, like, and love the person asking you to co-sign, but at the end of the day, you are taking on a

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How to Rebuild Your Credit After Bankruptcy

Dec 31, 2020

Credit Repair Education

Filing for bankruptcy comes with relief and anxiety about the future. It’s nice to be free of financial burdens and have a clean slate, but at the same time, you have to start over on your journey to creditworthiness. You’ve probably read that a bankruptcy will remain on your credit report for up to 10

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Credit Repair News

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