Credit Repair News

How Much Do Hard Inquiries Lower My Credit Score?

When you’re working on credit repair, or just trying to keep your credit score in good condition knowing how hard inquiries impact your score is important. Hard inquiries are also known as “hard pulls” and generally occur when a financial institution checks your credit when making a lending decision. Most commonly they take place when
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Are Credit Card Balance Transfers Good?

When it comes to credit repair and trying to maintain good credit you will often be faced with an opportunity to transfer your balance to a low or zero interest credit card.  Credit card balance transfers are neither good nor bad – it’s all about the context. Initially, a zero percent balance transfer sounds pretty
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Why Are My Credit Scores Different?

You’re looking to be proactive with your credit repair and go and check your credit scores. You notice they are different between the credit reporting agencies. Is something wrong? Is there a reporting error? The truth is there are several reasons why your credit score can vary between the three reporting agencies. We’ll go over
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What Affects My Credit Score?

Several factors come into play when considering what affects your credit score. If you’re in need of credit repair focusing on these factors can get you back to where you want to be. There are five primary things that affect your score: payment history, credit utilization, length of time credit files are open, credit mix,
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