Getting a car loan is not a terribly difficult thing to do. Car dealers are eager to sell cars, even to individuals with low credit scores. But what if waiting 6-12 months and working on your credit score would save you $6,000 or more on your car loan? A target credit score of 670 or
Credit Repair News
After years of good credit and financial management, you can find yourself with a credit score of 800 or higher. FICO scores range from 350 – 850, so when you get above 800, you know you’ve been doing a lot of things right. One of the biggest benefits that come with an outstanding credit score
When you don’t pay off a credit card or medical bill, a collection account will likely show up on your credit report. This is a result of the original creditor writing off your debt as a loss and selling it to a debt collection agency. This happens only after you’ve become severely delinquent on your
Everyone naturally starts out with no credit history and no credit score, yet when lenders determine if they will give you a line of credit, they look at your history. When you have don’t have established credit, you get very poor offers from lenders. They’re happy to give you high interest and high fee credit.
Have you been asked to co-sign on a loan for a friend or family member? When asked to co-sign on a loan, your first reaction may be hesitation, and rightfully so. You may trust, like, and love the person asking you to co-sign, but at the end of the day, you are taking on a