After years of good credit and financial management, you can find yourself with a credit score of 800 or higher. FICO scores range from 350 – 850, so when you get above 800, you know you’ve been doing a lot of things right. One of the biggest benefits that come with an outstanding credit score
Credit Repair News
When you don’t pay off a credit card or medical bill, a collection account will likely show up on your credit report. This is a result of the original creditor writing off your debt as a loss and selling it to a debt collection agency. This happens only after you’ve become severely delinquent on your
Everyone naturally starts out with no credit history and no credit score, yet when lenders determine if they will give you a line of credit, they look at your history. When you have don’t have established credit, you get very poor offers from lenders. They’re happy to give you high interest and high fee credit.
Have you been asked to co-sign on a loan for a friend or family member? When asked to co-sign on a loan, your first reaction may be hesitation, and rightfully so. You may trust, like, and love the person asking you to co-sign, but at the end of the day, you are taking on a
Filing for bankruptcy comes with relief and anxiety about the future. It’s nice to be free of financial burdens and have a clean slate, but at the same time, you have to start over on your journey to creditworthiness. You’ve probably read that a bankruptcy will remain on your credit report for up to 10