Everyone naturally starts out with no credit history and no credit score, yet when lenders determine if they will give you a line of credit, they look at your history. When you have don’t have established credit, you get very poor offers from lenders. They’re happy to give you high interest and high fee credit.
Credit Repair News
Have you been asked to co-sign on a loan for a friend or family member? When asked to co-sign on a loan, your first reaction may be hesitation, and rightfully so. You may trust, like, and love the person asking you to co-sign, but at the end of the day, you are taking on a
Filing for bankruptcy comes with relief and anxiety about the future. It’s nice to be free of financial burdens and have a clean slate, but at the same time, you have to start over on your journey to creditworthiness. You’ve probably read that a bankruptcy will remain on your credit report for up to 10
If you’ve ever checked your credit score on different reporting agency websites, you’ll notice they vary and might wonder why. Your credit score is a three-digit number that lenders use to determine whether you’ll get approved for credit cards and loans. Credit scores typically range from 300 to 850. When a lender pulls your credit
If you’re trying to repair your credit, you may be wary of the impact that a hard inquiry can have on your credit score. Hard inquires, or “hard pulls” typically occur when a financial institution checks your credit when making a lending decision. Most hard pulls take place when you apply for a mortgage, loan,