Since 2008, we have helped thousands of consumers throughout the United States repair their credit, raise credit scores and achieve their goals. By law (FCRA), negative accounts can remain on the credit report for 7 years (10 years for a Chapter 7 Bankruptcy).  However, it’s possible to legally remove qualified negative accounts sooner than 7 years.

We are A+ rated with the Better Business Bureau.

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NOTE: We will be kind, honest and straight forward with you. If you don’t like what you hear after one of our consultants has reviewed your credit reports, DON’T BE MEAN and take your frustrations out on our consultants. They are just doing their jobs. Remember, they are trained professionals and know more about credit than you do.


Address: 5132 S. Cliff Ave Ste #5
Sioux Falls, SD 57108

Call: 877-772-7312
Text: 605-388-2526


We’re compassionate, understanding and trustworthy. For 12 years we have helped thousands of consumers raise their credit scores and achieve their goals. We’re A+ rated with the Better Business Bureau. Our goal is to help consumers achieve a 700 credit score and beyond. WE ARE READY TO HELP YOU!

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Raise your credit scores and SAVE!  For example, take a look at the same auto loan (4 years, $15,000 loan) where one is at 18% APR (with low scores) and the other is at 6% APR (with higher scores). The difference is over $4,200 in interest payments.  Raise your scores and save money!

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“You guys are absolutely amazing… you all have changed my life!!!! If you haven’t signed up for Credit Expert – DO IT NOW!

Shanequa – Waldorf, MD

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