Imagine how different things could be with credit scores of 700, 800, or beyond. It could mean a good home loan, better car loans, offers, interest rates, 0% balance transfers, etc.

For over 17 years we have guided our clients to fix, repair, and improve their credit scores.

We are proven credit professionals with 800+ scores and we can help you get there.

We know what we are doing.

We will review your credit reports and from there create a credit score improvement plan that benefits you by outlining and prioritizing what needs to be done to fix, repair, and improve your scores.

We will set you on the right track.

The key is to follow our advice, stick to the plan, have patience, and trust the process.

If you are serious about fixing, repairing, and improving your credit scores, why waste the next 1, 2, or 5 years (or more) trying to figure it out?

Why not let someone with our knowledge and proven expertise show you and set you on the right track now?

We are ready to help!

Rick Mull, Credit Coach
Credit Expert LLC



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(605) 705-8788

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Mon – Thur 9am – 4pm
Fri 9am – 12 noon
Sat/Sun: Closed



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