Frequent Questions

1. How much does your credit repair cost?

Our credit review is FREE! The cost of our credit repair depends on the work to be done. Since we are a “pay-per-deletion” company (we do not charge a monthly subscription fee), it’s impossible to provide a credit repair estimate until we review your credit reports.

2. How does your credit repair work?

We help consumers raise their credit scores by coaching and removing (qualified) negative accounts and late payments from their credit reports. We are a “pay-per-deletion” company which means that we are paid based on results, not our time.

3. Are you legit?

Yes we are! We have been helping consumers since 2008. We are an accredited with the Better Business Bureau and we have an A+ Rating.

4. How are you different from other companies?

Unlike companies that charge a monthly subscription fee (regardless the results they achieve); we are a “pay-per-deletion” company. This means that after our $149 first 30 days of work fee (account setup, the initial steps of our dispute & verification process) you only pay for what we remove from your credit reports. You pay for results, not our time!

5. What’s the catch?

There is no catch! We have been helping consumers since 2008 and we have an A+ Rating with the Better Business Bureau.

Here’s what you can expect: We will explain how to raise your credit scores and point you in the right direction! We will coach you and explain how qualified negative accounts can be removed from your reports sooner than 7 years to help raise your scores. Once your review is complete, we can then provide you with a credit repair cost estimate.

6. Can you remove inquiries?

We do not specifically try to remove inquiries as they only contribute 10% toward the credit score. Here’s what you need to know about inquiries:  They can remain on your credit report for 2 years; however, only those in the last 90 days have the biggest impact on your credit score. Multiple auto or student loan inquires within a 30 days period only count as ONE inquiry against the score.

7. Do you have a guarantee?

YES! Instead of paying a company month after month with no results… If we remove nothing from your credit reports, then no credit report deletion fee is added to your account.  You only make a payment to us when you have an account balance!

8. How do I get started?

The first step is to request our FREE credit review!