Are you wanting to obtain a business credit card or maybe a business loan?
Depending on the age of your business; most lenders will want to review your personal credit when determining the loan risk factor. They will review your personal credit to determine if you pay your obligations on time, and to see if you’re a good manager of your personal finances. Based on feedback from business bankers, the thought process is simple: if someone cannot manage their personal finances, how will they be able to manage their business finances, which are typically more complex to manage?
We are not a lender; however, we help business owners improve their personal credit scores.