Once You Enroll…

Step 1
Credit Review & Plan

We will research your credit reports and provide a written credit review and plan so you can refer back to it in the future.  We will review the key factors that contribute to having good credit scores. Our goal is to set you on a path to achieve a 700 or better score.

We will also identify any negative accounts or late payments that “qualify” to be challenged with the credit reporting agencies. With a favorable response, it is possible that the reporting agencies could remove the accounts, or late payments, sooner than 7 years.

Note: If you have no accounts that qualify to be challenged, your account will be cancelled and you will receive a 100% refund of the setup fee.

Step 2
Challenge Accounts

We will begin challenging qualified accounts or late payments (on your behalf) with the credit reporting agencies. If the item in question is inaccurate, reporting in error or cannot be verified; then it is possible that the reporting agencies could remove it from your credit reports sooner than the 7 years.

Note:  By law, no one can guarantee, promise or imply that you will receive a credit score increase or the removal of any accounts, or late payments, from your credit reports. It all depends on the response from the credit reporting agencies.

As a result of past challenges, the credit reporting agencies have removed…

Old ​Late Payments
Paid Collections
Paid Charge Offs
Old Student Loans
Discharged Bankruptcy
Dismissed Bankruptcy
Accounts included in Bankruptcy

Step 3
Review Results

Throughout each month we will monitor and review your credit reports, the results of the account challenges and update your online portal accordingly. We encourage you to log in to your portal at least every 2 weeks to monitor the accounts being challenged, stay engaged with the process and to ask any questions.

Step 4
Repeat Steps 2, 3, 4

For those accounts remaining, we will change up our strategies for each challenge round, address them accordingly and repeat Steps 2, 3 & 4.

You may use our service for 1, 3, 5 months or more. That is up to you. You may cancel service at any time. Again, it’s important to log in to your portal at least every 2 weeks to stay engaged with the process and to ask questions.

Join Our Program
Only $39 per month

Have Questions?

Call: 877-772-7312
Text: 605-316-5051
Email: info@creditexpertllc.com